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Learn about the people, housing, costs and businesses in Ottawa County County
Select a topic to explore real data for Ottawa County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ottawa County.
Estimate payments for homes in Ottawa County.
People, housing & businesses in Ottawa County.
Find and compare lenders active near Ottawa County.
Homeowners, flood & wildfire estimates for Ottawa County.
Income, rent and all-in ownership costs for Ottawa County.
FEMA flood zones and flood insurance estimates for Ottawa County.
Seismic risk and earthquake insurance estimates for Ottawa County.
Wildfire exposure and insurance estimates for Ottawa County.
As of today, the 30-year fixed mortgage rate for Ottawa County is approximately 7.117% (7.145% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Ottawa CountyThe median home value in Ottawa County is $227k. The median monthly rent is $892. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Ottawa County have increased 16.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,000/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ottawa County is $80k/year.
Calculate your buying powerThe largest employment sectors in Ottawa County are public administration (23%) and retail (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas