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Learn about the people, housing, costs and businesses in Ottosen, Iowa
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ottosen.
True all-in cost — P&I, taxes, insurance & utilities for homes in Ottosen.
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Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Ottosen.
Seismic risk and earthquake insurance estimates for Ottosen.
Wildfire exposure and insurance estimates for Ottosen.
As of today, the 30-year fixed mortgage rate for Ottosen is approximately 6.978% (7.020% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OttosenThe median home value in Ottosen is $101k. The median monthly rent is $638. Annual property taxes average $988. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Ottosen have increased 11.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $681/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ottosen is $68k/year.
Calculate your buying powerThe largest employment sectors in Ottosen are public administration (18%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.