Local
Learn about the people, housing, costs and businesses in Ouray, Colorado
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ouray.
True all-in cost — P&I, taxes, insurance & utilities for homes in Ouray.
Find and compare lenders active near Ouray.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Ouray.
Seismic risk and earthquake insurance estimates for Ouray.
Wildfire exposure and insurance estimates for Ouray.
As of today, the 30-year fixed mortgage rate for Ouray is approximately 6.943% (6.981% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OurayThe median home value in Ouray is $756k. The median monthly rent is $1,658. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Ouray have increased 21.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,167/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $50k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ouray is $91k/year.
Calculate your buying powerThe largest employment sectors in Ouray are public administration (19%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.