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Learn about the people, housing, costs and businesses in Overly, North Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Overly.
True all-in cost — P&I, taxes, insurance & utilities for homes in Overly.
Find and compare lenders active near Overly.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Overly.
Seismic risk and earthquake insurance estimates for Overly.
Wildfire exposure and insurance estimates for Overly.
As of today, the 30-year fixed mortgage rate for Overly is approximately 6.988% (7.027% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OverlyThe median home value in Overly is $274k. The median monthly rent is $657. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Overly have increased 1.3% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $790/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Overly is $108k/year.
Calculate your buying powerThe largest employment sectors in Overly are public administration (31%) and retail (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.