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Overton Mortgage Calculator

Estimate your true cost of homeownership in Overton with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,532
P&I Payment$1,037
Taxes & Ins$278
Utilities$216
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Mortgage Details

$193,645
Local Median: $193,645
$38,729 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,532

Monthly Breakdown

Principal & Interest
$1,037
Property Taxes
$166
Homeowners Ins.
$113
Utilities
$216

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$218,522

Local Housing Facts for Overton

  • ·Median home value: $193,645 (adjusted for current market conditions)
  • ·Est. property taxes: $1,986/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,353/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,596/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Overton?

Based on the local median home value, estimated real estate property taxes in Overton are around $1,986 per year.

What is the average home price in Overton?

The median home value in Overton is currently estimated at $193,645.

How much does homeowners insurance cost in Overton?

For a median priced home, homeowners insurance in Overton averages around $1,353 annually.

What is the true total cost of owning a home in Overton?

True homeownership costs go beyond principal and interest. In Overton, a typical homeowner with a median-priced home of $193,645 can expect to pay roughly $1,986/yr in property taxes, $1,353/yr for homeowners insurance, and $2,596/yr in energy utilities. That adds approximately $495 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.