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Overton Mortgage Calculator

Estimate your true cost of homeownership in Overton with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,690
P&I Payment$1,015
Taxes & Ins$256
Utilities$419
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Mortgage Details

$184,690
Local Median: $184,690
$36,938 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,690

Monthly Breakdown

Principal & Interest
$1,015
Property Taxes
$153
Homeowners Ins.
$103
Utilities
$419

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$217,668

Local Housing Facts for Overton

  • ·Median home value: $184,690 (adjusted for current market conditions)
  • ·Est. property taxes: $1,839/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,231/yr — based on local per-$1K premium rates
  • ·Energy utilities: $5,030/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Overton?

Based on the local median home value, estimated real estate property taxes in Overton are around $1,839 per year.

What is the average home price in Overton?

The median home value in Overton is currently estimated at $184,690.

How much does homeowners insurance cost in Overton?

For a median priced home, homeowners insurance in Overton averages around $1,231 annually.

What is the true total cost of owning a home in Overton?

True homeownership costs go beyond principal and interest. In Overton, a typical homeowner with a median-priced home of $184,690 can expect to pay roughly $1,839/yr in property taxes, $1,231/yr for homeowners insurance, and $5,030/yr in energy utilities. That adds approximately $675 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.