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Learn about the people, housing, costs and businesses in Owensboro
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Owensboro.
True all-in cost — P&I, taxes, insurance & utilities for homes in Owensboro.
Find and compare lenders active near Owensboro.
FEMA flood zones and flood insurance estimates for Owensboro.
Seismic risk and earthquake insurance estimates for Owensboro.
Wildfire exposure and insurance estimates for Owensboro.
Mortgage rates for Owensboro are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for OwensboroThe median home value in Owensboro is $198k. The median monthly rent is $895. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Owensboro have increased 11.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $945/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $41k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Owensboro is $70k/year.
Calculate your buying powerThe largest employment sectors in Owensboro are public administration (23%) and retail (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.