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Learn about the people, housing, costs and businesses in Ozark, Arkansas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ozark.
True all-in cost — P&I, taxes, insurance & utilities for homes in Ozark.
Find and compare lenders active near Ozark.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Ozark.
Seismic risk and earthquake insurance estimates for Ozark.
Wildfire exposure and insurance estimates for Ozark.
As of today, the 30-year fixed mortgage rate for Ozark is approximately 6.956% (6.997% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OzarkThe median home value in Ozark is $121k. The median monthly rent is $730. Annual property taxes average $551. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Ozark have increased 29.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $712/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $31k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ozark is $45k/year.
Calculate your buying powerThe largest employment sectors in Ozark are retail (20%) and information and media (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.