Local
Learn about the people, housing, costs and businesses in Ozona, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ozona.
True all-in cost — P&I, taxes, insurance & utilities for homes in Ozona.
Find and compare lenders active near Ozona.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
As of today, the 30-year fixed mortgage rate for Ozona is approximately 6.918% (6.955% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OzonaBased on a typical all-in ownership cost of $419/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $18k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ozona is $81k/year.
Calculate your buying powerThe largest employment sectors in Ozona are public administration (30%) and agriculture and mining (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.