Safe Rate Local
Learn about the people, housing, costs and businesses in Paducah, Kentucky
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Paducah.
True all-in cost — P&I, taxes, insurance & utilities for homes in Paducah.
Find and compare lenders active near Paducah.
FEMA flood zones and flood insurance estimates for Paducah.
Seismic risk and earthquake insurance estimates for Paducah.
Wildfire exposure and insurance estimates for Paducah.
As of today, the 30-year fixed mortgage rate for Paducah is approximately 6.939% (6.988% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PaducahThe median home value in Paducah is $138k. The median monthly rent is $796. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Paducah have increased 10.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $795/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Paducah is $46k/year.
Calculate your buying powerThe largest employment sectors in Paducah are public administration (26%) and retail (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.