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Cost of Living in Paia

Is it better to rent or buy in Paia? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$100,329
$2,384/mo

Median in area: $2,384

$1,010,800

Median in area: $1,010,800

$202,160

If you Rent

$2,641 /mo
Base Rent$2,384
Est. Utilities$257
% of Income31.6%
Pre-tax Residual$5,720

If you Buy

$5,836 /mo
P&I (6.892%)$5,321
Taxes & Ins$258
Est. Utilities$257
% of Income69.8%
Pre-tax Residual$2,524

Cost of Living FAQs

Is it cheaper to rent or buy in Paia?

Based on median housing data, renting is currently more affordable on a monthly basis in Paia. The estimated all-in monthly cost for renting is $2,641, while owning a median-priced home with a 20% down payment is roughly $5,836 per month (a difference of $3,195).

How much do utilities cost in Paia?

The average monthly utility cost (electricity and natural gas) for a typical home in Paia is approximately $257. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Paia?

To comfortably afford the median rent and utilities in Paia without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $105,640 per year.