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Palacios Mortgage Calculator

Estimate your true cost of homeownership in Palacios with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,713
P&I Payment$1,032
Taxes & Ins$563
Utilities$119
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Mortgage Details

$194,601
Local Median: $194,601
$38,920 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,713

Monthly Breakdown

Principal & Interest
$1,032
Property Taxes
$224
Homeowners Ins.
$339
Utilities
$119

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$215,684

Local Housing Facts for Palacios

  • ·Median home value: $194,601 (adjusted for current market conditions)
  • ·Est. property taxes: $2,684/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $4,067/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,424/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Palacios?

Based on the local median home value, estimated real estate property taxes in Palacios are around $2,684 per year.

What is the average home price in Palacios?

The median home value in Palacios is currently estimated at $194,601.

How much does homeowners insurance cost in Palacios?

For a median priced home, homeowners insurance in Palacios averages around $4,067 annually.

What is the true total cost of owning a home in Palacios?

True homeownership costs go beyond principal and interest. In Palacios, a typical homeowner with a median-priced home of $194,601 can expect to pay roughly $2,684/yr in property taxes, $4,067/yr for homeowners insurance, and $1,424/yr in energy utilities. That adds approximately $681 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.