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Learn about the people, housing, costs and businesses in Palmdale, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Palmdale.
True all-in cost — P&I, taxes, insurance & utilities for homes in Palmdale.
Find and compare lenders active near Palmdale.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Palmdale.
Seismic risk and earthquake insurance estimates for Palmdale.
Wildfire exposure and insurance estimates for Palmdale.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Palmdale is approximately 6.854% (6.889% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PalmdaleThe median home value in Palmdale is $463k. The median monthly rent is $1,977. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Palmdale have increased 9.8% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,977/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $85k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Palmdale is $84k/year.
Calculate your buying powerThe largest employment sectors in Palmdale are public administration (23%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.