Safe Rate Local
Learn about the people, housing, costs and businesses in Palo Alto County County
Select a topic to explore real data for Palo Alto County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Palo Alto County.
Estimate payments for homes in Palo Alto County.
People, housing & businesses in Palo Alto County.
Find and compare lenders active near Palo Alto County.
Homeowners, flood & wildfire estimates for Palo Alto County.
Income, rent and all-in ownership costs for Palo Alto County.
FEMA flood zones and flood insurance estimates for Palo Alto County.
Seismic risk and earthquake insurance estimates for Palo Alto County.
Wildfire exposure and insurance estimates for Palo Alto County.
As of today, the 30-year fixed mortgage rate for Palo Alto County is approximately 7.150% (7.183% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Palo Alto CountyThe median home value in Palo Alto County is $124k. The median monthly rent is $663. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Palo Alto County have increased 14.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $721/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $31k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Palo Alto County is $72k/year.
Calculate your buying powerThe largest employment sectors in Palo Alto County are public administration (22%) and agriculture and mining (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas