Local
Learn about the people, housing, costs and businesses in Paloma Creek, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Paloma Creek.
True all-in cost — P&I, taxes, insurance & utilities for homes in Paloma Creek.
Find and compare lenders active near Paloma Creek.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Paloma Creek.
Seismic risk and earthquake insurance estimates for Paloma Creek.
Wildfire exposure and insurance estimates for Paloma Creek.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Paloma Creek is approximately 6.856% (6.891% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Paloma CreekThe median home value in Paloma Creek is $389k. The median monthly rent is $2,325. Annual property taxes average $8k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Paloma Creek have increased 1.2% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,273/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $97k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Paloma Creek is $106k/year.
Calculate your buying powerThe largest employment sectors in Paloma Creek are healthcare (20%) and public administration (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.