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Parkers Prairie Mortgage Calculator

Estimate your true cost of homeownership in Parkers Prairie with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$2,132

P&I Payment$1,637

Taxes & Ins$232

Utilities$262

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Mortgage Details

Home Price$306,296

Local Median: $306,296

Down Payment$61,259 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$1,757

Homeowners Ins. / yr$1,030

Include Flood InsuranceOptional

Estimated based on Parkers Prairie FEMA risk profiles.

Include Est. Utilities$3,142/yr

Based on DOE LEAD data for Parkers Prairie.

Monthly$2,132

Monthly Breakdown

Principal & Interest

$1,637

Property Taxes

$146

Homeowners Ins.

$86

Utilities

$262

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$344,457

Local Housing Facts for Parkers Prairie

·Median home value: $306,296 (adjusted for current market conditions)
·Est. property taxes: $1,757/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,030/yr — based on local per-$1K premium rates
·Energy utilities: $3,142/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Parkers Prairie?

Based on the local median home value, estimated real estate property taxes in Parkers Prairie are around $1,757 per year.

What is the average home price in Parkers Prairie?

The median home value in Parkers Prairie is currently estimated at $306,296.

How much does homeowners insurance cost in Parkers Prairie?

For a median priced home, homeowners insurance in Parkers Prairie averages around $1,030 annually.

What is the true total cost of owning a home in Parkers Prairie?

True homeownership costs go beyond principal and interest. In Parkers Prairie, a typical homeowner with a median-priced home of $306,296 can expect to pay roughly $1,757/yr in property taxes, $1,030/yr for homeowners insurance, and $3,142/yr in energy utilities. That adds approximately $494 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.