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Pascagoula Mortgage Calculator

Estimate your true cost of homeownership in Pascagoula with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,223
P&I Payment$778
Taxes & Ins$288
Utilities$157
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Mortgage Details

$144,880
Local Median: $144,880
$28,976 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,223

Monthly Breakdown

Principal & Interest
$778
Property Taxes
$91
Homeowners Ins.
$197
Utilities
$157

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$164,195

Local Housing Facts for Pascagoula

  • ·Median home value: $144,880 (adjusted for current market conditions)
  • ·Est. property taxes: $1,091/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,363/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,882/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Pascagoula?

Based on the local median home value, estimated real estate property taxes in Pascagoula are around $1,091 per year.

What is the average home price in Pascagoula?

The median home value in Pascagoula is currently estimated at $144,880.

How much does homeowners insurance cost in Pascagoula?

For a median priced home, homeowners insurance in Pascagoula averages around $2,363 annually.

What is the true total cost of owning a home in Pascagoula?

True homeownership costs go beyond principal and interest. In Pascagoula, a typical homeowner with a median-priced home of $144,880 can expect to pay roughly $1,091/yr in property taxes, $2,363/yr for homeowners insurance, and $1,882/yr in energy utilities. That adds approximately $445 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.