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Learn about the people, housing, costs and businesses in Pecatonica, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Pecatonica.
True all-in cost — P&I, taxes, insurance & utilities for homes in Pecatonica.
Find and compare lenders active near Pecatonica.
FEMA flood zones and flood insurance estimates for Pecatonica.
Seismic risk and earthquake insurance estimates for Pecatonica.
Wildfire exposure and insurance estimates for Pecatonica.
As of today, the 30-year fixed mortgage rate for Pecatonica is approximately 6.999% (7.011% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PecatonicaThe median home value in Pecatonica is $189k. The median monthly rent is $1,098. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Pecatonica have increased 26.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,188/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Pecatonica is $82k/year.
Calculate your buying powerThe largest employment sectors in Pecatonica are public administration (20%) and retail (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.