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Learn about the people, housing, costs and businesses in Pecos-Barstow-Toyah Independent, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Pecos-Barstow-Toyah Independent.
True all-in cost — P&I, taxes, insurance & utilities for homes in Pecos-Barstow-Toyah Independent.
Find and compare lenders active near Pecos-Barstow-Toyah Independent.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Pecos-Barstow-Toyah Independent.
Seismic risk and earthquake insurance estimates for Pecos-Barstow-Toyah Independent.
Wildfire exposure and insurance estimates for Pecos-Barstow-Toyah Independent.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Pecos-Barstow-Toyah Independent is approximately 6.959% (7.000% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Pecos-Barstow-Toyah IndependentThe median home value in Pecos-Barstow-Toyah Independent is $126k. The median monthly rent is $980. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Pecos-Barstow-Toyah Independent have increased 10.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $689/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Pecos-Barstow-Toyah Independent is $61k/year.
Calculate your buying powerThe largest employment sectors in Pecos-Barstow-Toyah Independent are agriculture and mining (20%) and manufacturing (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.