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Learn about the people, housing, costs and businesses in Pence, Indiana
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Pence.
True all-in cost — P&I, taxes, insurance & utilities for homes in Pence.
Find and compare lenders active near Pence.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Pence.
Seismic risk and earthquake insurance estimates for Pence.
Wildfire exposure and insurance estimates for Pence.
As of today, the 30-year fixed mortgage rate for Pence is approximately 7.059% (7.101% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PenceThe median home value in Pence is $160k. The median monthly rent is $807. Annual property taxes average $695. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Pence have increased 15.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $828/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Pence is $85k/year.
Calculate your buying powerThe largest employment sectors in Pence are retail (24%) and public administration (21%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.