Local
Learn about the people, housing, costs and businesses in Penn Valley Union, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Penn Valley Union.
True all-in cost — P&I, taxes, insurance & utilities for homes in Penn Valley Union.
Find and compare lenders active near Penn Valley Union.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Penn Valley Union.
Seismic risk and earthquake insurance estimates for Penn Valley Union.
Wildfire exposure and insurance estimates for Penn Valley Union.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Penn Valley Union is approximately 6.848% (6.882% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Penn Valley UnionThe median home value in Penn Valley Union is $567k. The median monthly rent is $1,984. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Penn Valley Union have decreased 3.3% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,031/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $87k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Penn Valley Union is $90k/year.
Calculate your buying powerThe largest employment sectors in Penn Valley Union are public administration (27%) and wholesale trade (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.