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Learn about the people, housing, costs and businesses in Phelps County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Phelps County.
Estimate payments for homes in Phelps County.
People, housing & businesses in Phelps County.
Find and compare lenders active near Phelps County.
Homeowners, flood & wildfire estimates for Phelps County.
Income, rent and all-in ownership costs for Phelps County.
FEMA flood zones and flood insurance estimates for Phelps County.
Seismic risk and earthquake insurance estimates for Phelps County.
Wildfire exposure and insurance estimates for Phelps County.
As of today, the 30-year fixed mortgage rate for Phelps County is approximately 7.197% (7.227% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Phelps CountyThe median home value in Phelps County is $196k. The median monthly rent is $827. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Phelps County have increased 15.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $809/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Phelps County is $57k/year.
Calculate your buying powerThe largest employment sectors in Phelps County are public administration (33%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas