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Learn about the people, housing, costs and businesses in Phelps County R-III, Missouri
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Phelps County R-III.
True all-in cost — P&I, taxes, insurance & utilities for homes in Phelps County R-III.
Find and compare lenders active near Phelps County R-III.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Phelps County R-III.
Seismic risk and earthquake insurance estimates for Phelps County R-III.
Wildfire exposure and insurance estimates for Phelps County R-III.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Phelps County R-III is approximately 6.973% (7.012% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Phelps County R-IIIThe median home value in Phelps County R-III is $185k. The median monthly rent is $926. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Phelps County R-III have increased 4.2% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $833/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Phelps County R-III is $72k/year.
Calculate your buying powerThe largest employment sectors in Phelps County R-III are public administration (22%) and retail (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.