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Phenix Mortgage Calculator

Estimate your true cost of homeownership in Phenix with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,160
P&I Payment$804
Taxes & Ins$129
Utilities$228
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Mortgage Details

$151,036
Local Median: $151,036
$30,207 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,160

Monthly Breakdown

Principal & Interest
$804
Property Taxes
$62
Homeowners Ins.
$66
Utilities
$228

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$168,479

Local Housing Facts for Phenix

  • ·Median home value: $151,036 (adjusted for current market conditions)
  • ·Est. property taxes: $748/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $795/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,739/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Phenix?

Based on the local median home value, estimated real estate property taxes in Phenix are around $748 per year.

What is the average home price in Phenix?

The median home value in Phenix is currently estimated at $151,036.

How much does homeowners insurance cost in Phenix?

For a median priced home, homeowners insurance in Phenix averages around $795 annually.

What is the true total cost of owning a home in Phenix?

True homeownership costs go beyond principal and interest. In Phenix, a typical homeowner with a median-priced home of $151,036 can expect to pay roughly $748/yr in property taxes, $795/yr for homeowners insurance, and $2,739/yr in energy utilities. That adds approximately $357 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.