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Learn about the people, housing, costs and businesses in Philadelphia, Pennsylvania
Select a topic to explore real data for Philadelphia.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Philadelphia.
Estimate payments for homes in Philadelphia.
People, housing & businesses in Philadelphia.
Find and compare lenders active near Philadelphia.
Homeowners, flood & wildfire estimates for Philadelphia.
Income, rent and all-in ownership costs for Philadelphia.
FEMA flood zones and flood insurance estimates for Philadelphia.
Seismic risk and earthquake insurance estimates for Philadelphia.
Wildfire exposure and insurance estimates for Philadelphia.
As of today, the 30-year fixed mortgage rate for Philadelphia is approximately 6.897% (6.910% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PhiladelphiaThe median home value in Philadelphia is $295k. The median monthly rent is $1,436. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Philadelphia have increased 6.5% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,350/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $58k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Philadelphia is $69k/year.
Calculate your buying powerThe largest employment sectors in Philadelphia are public administration (33%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.