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Learn about the people, housing, costs and businesses in Philipsburg, Montana
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Philipsburg.
True all-in cost — P&I, taxes, insurance & utilities for homes in Philipsburg.
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Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Philipsburg.
Seismic risk and earthquake insurance estimates for Philipsburg.
Wildfire exposure and insurance estimates for Philipsburg.
As of today, the 30-year fixed mortgage rate for Philipsburg is approximately 6.855% (6.890% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PhilipsburgThe median home value in Philipsburg is $344k. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Philipsburg have increased 6.5% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $680/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Philipsburg is $55k/year.
Calculate your buying powerThe largest employment sectors in Philipsburg are public administration (19%) and healthcare (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.