Safe Rate Local
Learn about the people, housing, costs and businesses in Phillips County County
Select a topic to explore real data for Phillips County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Phillips County.
Estimate payments for homes in Phillips County.
People, housing & businesses in Phillips County.
Find and compare lenders active near Phillips County.
Homeowners, flood & wildfire estimates for Phillips County.
Income, rent and all-in ownership costs for Phillips County.
FEMA flood zones and flood insurance estimates for Phillips County.
Seismic risk and earthquake insurance estimates for Phillips County.
Wildfire exposure and insurance estimates for Phillips County.
As of today, the 30-year fixed mortgage rate for Phillips County is approximately 7.205% (7.236% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Phillips CountyThe median home value in Phillips County is $265k. The median monthly rent is $921. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Phillips County have increased 13.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $996/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Phillips County is $65k/year.
Calculate your buying powerThe largest employment sectors in Phillips County are agriculture and mining (18%) and public administration (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas