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Phillips County Mortgage Calculator

Estimate your true cost of homeownership in Phillips County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$972
P&I Payment$514
Taxes & Ins$250
Utilities$208
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Mortgage Details

$94,045
Local Median: $94,045
$18,809 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$972

Monthly Breakdown

Principal & Interest
$514
Property Taxes
$152
Homeowners Ins.
$99
Utilities
$208

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$109,715

Local Housing Facts for Phillips County

  • ·Median home value: $94,045 (adjusted for current market conditions)
  • ·Est. property taxes: $1,820/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,184/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,498/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Phillips County?

Based on the local median home value, estimated real estate property taxes in Phillips County are around $1,820 per year.

What is the average home price in Phillips County?

The median home value in Phillips County is currently estimated at $94,045.

How much does homeowners insurance cost in Phillips County?

For a median priced home, homeowners insurance in Phillips County averages around $1,184 annually.

What is the true total cost of owning a home in Phillips County?

True homeownership costs go beyond principal and interest. In Phillips County, a typical homeowner with a median-priced home of $94,045 can expect to pay roughly $1,820/yr in property taxes, $1,184/yr for homeowners insurance, and $2,498/yr in energy utilities. That adds approximately $459 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.