Safe Rate Local

Phillips County

Learn about the people, housing, costs and businesses in Phillips County County

Median Home$197,600
Median Rent$536/month
Population4,221
Leading IndustriesAgriculture & Mining · Construction · Manufacturing32% agriculture & mining
Home Value Growth⬆⬆+12.4% over 2 years
Retirees24% of residentsslightly above average
Homeowners74% of occupied units
Phillips County
MT

Frequently Asked Questions

What are today's mortgage rates in Phillips County?

As of today, the 30-year fixed mortgage rate for Phillips County is approximately 7.127% (7.159% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

View current rates for Phillips County
What is the median home price in Phillips County?

The median home value in Phillips County is $198k. The median monthly rent is $536. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Phillips County?

Home values in Phillips County have increased 12.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Phillips County?

Based on a typical all-in ownership cost of $562/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Phillips County is $53k/year.

Calculate your buying power
What industries drive the economy in Phillips County?

The largest employment sectors in Phillips County are agriculture and mining (32%) and construction (27%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.

🗺️ Nearby Areas

Adjacent counties and areas