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Learn about the people, housing, costs and businesses in Philpot, Kentucky
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Philpot.
True all-in cost — P&I, taxes, insurance & utilities for homes in Philpot.
Find and compare lenders active near Philpot.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Philpot.
Seismic risk and earthquake insurance estimates for Philpot.
Wildfire exposure and insurance estimates for Philpot.
As of today, the 30-year fixed mortgage rate for Philpot is approximately 6.981% (7.023% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PhilpotThe median home value in Philpot is $241k. The median monthly rent is $837. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Philpot have increased 19.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $971/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $42k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Philpot is $99k/year.
Calculate your buying powerThe largest employment sectors in Philpot are public administration (26%) and retail (22%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.