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Phippsburg Mortgage Calculator

Estimate your true cost of homeownership in Phippsburg with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,798
P&I Payment$4,274
Taxes & Ins$223
Utilities$301
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Mortgage Details

$813,681
Local Median: $813,681
$162,736 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,798

Monthly Breakdown

Principal & Interest
$4,274
Property Taxes
$167
Homeowners Ins.
$56
Utilities
$301

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$887,564

Local Housing Facts for Phippsburg

  • ·Median home value: $813,681 (adjusted for current market conditions)
  • ·Est. property taxes: $2,007/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $666/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,615/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Phippsburg?

Based on the local median home value, estimated real estate property taxes in Phippsburg are around $2,007 per year.

What is the average home price in Phippsburg?

The median home value in Phippsburg is currently estimated at $813,681.

How much does homeowners insurance cost in Phippsburg?

For a median priced home, homeowners insurance in Phippsburg averages around $666 annually.

What is the true total cost of owning a home in Phippsburg?

True homeownership costs go beyond principal and interest. In Phippsburg, a typical homeowner with a median-priced home of $813,681 can expect to pay roughly $2,007/yr in property taxes, $666/yr for homeowners insurance, and $3,615/yr in energy utilities. That adds approximately $524 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.