Local
Learn about the people, housing, costs and businesses in Picayune, Mississippi
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Picayune.
True all-in cost — P&I, taxes, insurance & utilities for homes in Picayune.
Find and compare lenders active near Picayune.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Picayune.
Seismic risk and earthquake insurance estimates for Picayune.
Wildfire exposure and insurance estimates for Picayune.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Picayune is approximately 7.054% (7.095% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PicayuneThe median home value in Picayune is $145k. The median monthly rent is $906. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Picayune have increased 6.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $815/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Picayune is $51k/year.
Calculate your buying powerThe largest employment sectors in Picayune are public administration (21%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.