Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Pierce County Mortgage Calculator

Estimate your true cost of homeownership in Pierce County with localized property taxes, insurance, and utility data.

← Back to Pierce County Hub
Est. Total Monthly Cost
$2,722
P&I Payment$1,953
Taxes & Ins$515
Utilities$255
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Pierce County scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$370,754
Local Median: $370,754
$74,151 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,722

Monthly Breakdown

Principal & Interest
$1,953
Property Taxes
$382
Homeowners Ins.
$133
Utilities
$255

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$406,346

Local Housing Facts for Pierce County

  • ·Median home value: $370,754 (adjusted for current market conditions)
  • ·Est. property taxes: $4,578/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,597/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,054/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Pierce County?

Based on the local median home value, estimated real estate property taxes in Pierce County are around $4,578 per year.

What is the average home price in Pierce County?

The median home value in Pierce County is currently estimated at $370,754.

How much does homeowners insurance cost in Pierce County?

For a median priced home, homeowners insurance in Pierce County averages around $1,597 annually.

What is the true total cost of owning a home in Pierce County?

True homeownership costs go beyond principal and interest. In Pierce County, a typical homeowner with a median-priced home of $370,754 can expect to pay roughly $4,578/yr in property taxes, $1,597/yr for homeowners insurance, and $3,054/yr in energy utilities. That adds approximately $769 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.