Safe Rate Local

Mortgage Rates in Pike County, GA

6.976%APR 7.001% · $2,290/mo (20% Down)
Updated daily · May 22, 2026+0.458% (14d)
Safe Rate Choice20% Down Conv.
← Back to Pike County Hub
14-Day Rate Trend
+0.458%
LO 6.518%HI 6.976%TODAY 6.976%
ProductRate / APR Mo. Payment Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.144%
6.182% APR
$2,561
Principal & Interest
$0 Points
FHA Streamline
FHA streamline refinance
+$191/mo MI
0% Down640 FICO30-yr
6.362%
7.127% APR
$2,639
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.408%
6.776% APR
$2,693
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.422%
6.569% APR
$2,465
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
6.837%
6.862% APR
$1,968
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.391%
7.418% APR
$2,387
Principal & Interest
$0 Points

Mortgage Rates in Pike County: Local Market Snapshot

Median Home Value
$328,170
2-Yr Appreciation
7.8%
increase
Median Income
$88,357
household
Price-to-Income
3.7x
within reach

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Pike County's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 13231
Average Home Value
$328,170
Average Rent
$979/mo
Average Income
$88,357
Property Tax
$2,679/yr
Avg Loan
$300,672
Avg LTV
69.7%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$63/mo
Flood Insurance$50/mo
Risk TierLow
Get Your Rate

Get a custom quote for Pike County, take our product quiz to find the right loan, or save this rate to your dashboard.

Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.