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Learn about the people, housing, costs and businesses in Pilot Rock, Oregon
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Pilot Rock.
True all-in cost — P&I, taxes, insurance & utilities for homes in Pilot Rock.
Find and compare lenders active near Pilot Rock.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Pilot Rock.
Seismic risk and earthquake insurance estimates for Pilot Rock.
Wildfire exposure and insurance estimates for Pilot Rock.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Pilot Rock is approximately 6.959% (6.997% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Pilot RockThe median home value in Pilot Rock is $226k. The median monthly rent is $963. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Pilot Rock have increased 12.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $937/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $40k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Pilot Rock is $90k/year.
Calculate your buying powerThe largest employment sectors in Pilot Rock are public administration (22%) and wholesale trade (7%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.