Local
Learn about the people, housing, costs and businesses in Pine Ridge, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Pine Ridge.
True all-in cost — P&I, taxes, insurance & utilities for homes in Pine Ridge.
Find and compare lenders active near Pine Ridge.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Pine Ridge.
Seismic risk and earthquake insurance estimates for Pine Ridge.
Wildfire exposure and insurance estimates for Pine Ridge.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Pine Ridge is approximately 6.977% (7.016% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Pine RidgeThe median home value in Pine Ridge is $60k. The median monthly rent is $746. Annual property taxes average $199. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $536/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $23k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Pine Ridge is $52k/year.
Calculate your buying powerThe largest employment sectors in Pine Ridge are public administration (48%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.