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Pinehurst Mortgage Calculator

Estimate your true cost of homeownership in Pinehurst with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,675
P&I Payment$1,060
Taxes & Ins$410
Utilities$204
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Mortgage Details

$190,563
Local Median: $190,563
$38,113 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,675

Monthly Breakdown

Principal & Interest
$1,060
Property Taxes
$172
Homeowners Ins.
$239
Utilities
$204

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$229,304

Local Housing Facts for Pinehurst

  • ·Median home value: $190,563 (adjusted for current market conditions)
  • ·Est. property taxes: $2,058/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,864/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,452/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Pinehurst?

Based on the local median home value, estimated real estate property taxes in Pinehurst are around $2,058 per year.

What is the average home price in Pinehurst?

The median home value in Pinehurst is currently estimated at $190,563.

How much does homeowners insurance cost in Pinehurst?

For a median priced home, homeowners insurance in Pinehurst averages around $2,864 annually.

What is the true total cost of owning a home in Pinehurst?

True homeownership costs go beyond principal and interest. In Pinehurst, a typical homeowner with a median-priced home of $190,563 can expect to pay roughly $2,058/yr in property taxes, $2,864/yr for homeowners insurance, and $2,452/yr in energy utilities. That adds approximately $615 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.