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Piqua Mortgage Calculator

Estimate your true cost of homeownership in Piqua with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$993
P&I Payment$529
Taxes & Ins$198
Utilities$265

Mortgage Details

$100,700
Local Median: $100,700
$20,140 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$993

Monthly Breakdown

Principal & Interest
$529
Property Taxes
$120
Homeowners Ins.
$79
Utilities
$265

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$110,057

Local Housing Facts for Piqua

  • ·Median home value: $100,700 (adjusted for current market conditions)
  • ·Est. property taxes: $1,435/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $945/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,185/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Piqua?

Based on the local median home value, estimated real estate property taxes in Piqua are around $1,435 per year.

What is the average home price in Piqua?

The median home value in Piqua is currently estimated at $100,700.

How much does homeowners insurance cost in Piqua?

For a median priced home, homeowners insurance in Piqua averages around $945 annually.

What is the true total cost of owning a home in Piqua?

True homeownership costs go beyond principal and interest. In Piqua, a typical homeowner with a median-priced home of $100,700 can expect to pay roughly $1,435/yr in property taxes, $945/yr for homeowners insurance, and $3,185/yr in energy utilities. That adds approximately $464 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.