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Learn about the people, housing, costs and businesses in Placer County County
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Placer County.
True all-in cost — P&I, taxes, insurance & utilities for homes in Placer County.
Find and compare lenders active near Placer County.
FEMA flood zones and flood insurance estimates for Placer County.
Seismic risk and earthquake insurance estimates for Placer County.
Wildfire exposure and insurance estimates for Placer County.
As of today, the 30-year fixed mortgage rate for Placer County is approximately 6.788% (6.827% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Placer CountyThe median home value in Placer County is $710k. The median monthly rent is $2,203. Annual property taxes average $6k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Placer County have increased 4.6% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,376/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $102k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Placer County is $125k/year.
Calculate your buying powerThe largest employment sectors in Placer County are public administration (24%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas