Safe Rate Local
Learn about the people, housing, costs and businesses in Plum Valley, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Plum Valley.
True all-in cost — P&I, taxes, insurance & utilities for homes in Plum Valley.
Find and compare lenders active near Plum Valley.
FEMA flood zones and flood insurance estimates for Plum Valley.
Seismic risk and earthquake insurance estimates for Plum Valley.
Wildfire exposure and insurance estimates for Plum Valley.
As of today, the 30-year fixed mortgage rate for Plum Valley is approximately 6.994% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Plum ValleyThe median home value in Plum Valley is $316k. The median monthly rent is $981. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Plum Valley have increased 16.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,446/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $105k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Plum Valley is $100k/year.
Calculate your buying powerThe largest employment sectors in Plum Valley are public administration (26%) and education (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.