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Learn about the people, housing, costs and businesses in Point of Rocks, Maryland
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Point of Rocks.
True all-in cost — P&I, taxes, insurance & utilities for homes in Point of Rocks.
Find and compare lenders active near Point of Rocks.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Point of Rocks.
Seismic risk and earthquake insurance estimates for Point of Rocks.
Wildfire exposure and insurance estimates for Point of Rocks.
As of today, the 30-year fixed mortgage rate for Point of Rocks is approximately 6.841% (6.875% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Point of RocksThe median home value in Point of Rocks is $479k. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Point of Rocks have increased 19.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,623/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $112k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Point of Rocks is $162k/year.
Calculate your buying powerThe largest employment sectors in Point of Rocks are healthcare (19%) and arts, food, and hospitality (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.