Local
Learn about the people, housing, costs and businesses in Point Pleasant Beach, New Jersey
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Point Pleasant Beach.
True all-in cost — P&I, taxes, insurance & utilities for homes in Point Pleasant Beach.
Find and compare lenders active near Point Pleasant Beach.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Point Pleasant Beach.
Seismic risk and earthquake insurance estimates for Point Pleasant Beach.
Wildfire exposure and insurance estimates for Point Pleasant Beach.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Point Pleasant Beach is approximately 6.794% (6.826% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Point Pleasant BeachThe median home value in Point Pleasant Beach is $857k. The median monthly rent is $1,801. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Point Pleasant Beach have increased 18.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,815/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $78k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Point Pleasant Beach is $141k/year.
Calculate your buying powerThe largest employment sectors in Point Pleasant Beach are public administration (28%) and wholesale trade (8%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.