Local
Learn about the people, housing, costs and businesses in Point Reyes Station, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Point Reyes Station.
True all-in cost — P&I, taxes, insurance & utilities for homes in Point Reyes Station.
Find and compare lenders active near Point Reyes Station.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Point Reyes Station.
Seismic risk and earthquake insurance estimates for Point Reyes Station.
Wildfire exposure and insurance estimates for Point Reyes Station.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Point Reyes Station is approximately 6.999% (7.031% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Point Reyes StationThe median home value in Point Reyes Station is $1.6M. The median monthly rent is $1,899. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Point Reyes Station have increased 2.3% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,951/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $84k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Point Reyes Station is $113k/year.
Calculate your buying powerThe largest employment sectors in Point Reyes Station are public administration (20%) and healthcare (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.