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Learn about the people, housing, costs and businesses in Point Roberts, Washington
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Point Roberts.
True all-in cost — P&I, taxes, insurance & utilities for homes in Point Roberts.
Find and compare lenders active near Point Roberts.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Point Roberts.
Seismic risk and earthquake insurance estimates for Point Roberts.
Wildfire exposure and insurance estimates for Point Roberts.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Point Roberts is approximately 6.872% (6.907% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Point RobertsThe median home value in Point Roberts is $484k. The median monthly rent is $1,095. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Point Roberts have increased 5.1% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,108/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $47k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Point Roberts is $78k/year.
Calculate your buying powerThe largest employment sectors in Point Roberts are information and media (14%) and finance and insurance (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.