Local
Learn about the people, housing, costs and businesses in Ponce de Leon, Florida
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ponce de Leon.
True all-in cost — P&I, taxes, insurance & utilities for homes in Ponce de Leon.
Find and compare lenders active near Ponce de Leon.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Ponce de Leon.
Seismic risk and earthquake insurance estimates for Ponce de Leon.
Wildfire exposure and insurance estimates for Ponce de Leon.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Ponce de Leon is approximately 7.036% (7.080% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Ponce de LeonThe median home value in Ponce de Leon is $99k. The median monthly rent is $722. Annual property taxes average $547. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Ponce de Leon have increased 17.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $607/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $26k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ponce de Leon is $46k/year.
Calculate your buying powerThe largest employment sectors in Ponce de Leon are wholesale trade (28%) and public administration (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.