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Learn about the people, housing, costs and businesses in Pontiac, Missouri
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Pontiac.
True all-in cost — P&I, taxes, insurance & utilities for homes in Pontiac.
Find and compare lenders active near Pontiac.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Pontiac.
Seismic risk and earthquake insurance estimates for Pontiac.
Wildfire exposure and insurance estimates for Pontiac.
As of today, the 30-year fixed mortgage rate for Pontiac is approximately 7.046% (7.087% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PontiacThe median home value in Pontiac is $180k. The median monthly rent is $568. Annual property taxes average $739. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Pontiac have increased 33.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $592/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $25k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Pontiac is $43k/year.
Calculate your buying powerThe largest employment sectors in Pontiac are public administration (18%) and agriculture and mining (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.