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Poquoson Mortgage Calculator

Estimate your true cost of homeownership in Poquoson with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,090
P&I Payment$2,445
Taxes & Ins$445
Utilities$200

Mortgage Details

$460,781
Local Median: $460,781
$92,156 (20%)
%

Local Area Costs

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Monthly$3,090

Monthly Breakdown

Principal & Interest
$2,445
Property Taxes
$292
Homeowners Ins.
$154
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$511,414

Local Housing Facts for Poquoson

  • ·Median home value: $460,781 (adjusted for current market conditions)
  • ·Est. property taxes: $3,498/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,847/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Poquoson City?

Based on the local median home value, estimated real estate property taxes in Poquoson City are around $3,498 per year.

What is the average home price in Poquoson City?

The median home value in Poquoson City is currently estimated at $460,781.

How much does homeowners insurance cost in Poquoson City?

For a median priced home, homeowners insurance in Poquoson City averages around $1,847 annually.

What is the true total cost of owning a home in Poquoson City?

True homeownership costs go beyond principal and interest. In Poquoson City, a typical homeowner with a median-priced home of $460,781 can expect to pay roughly $3,498/yr in property taxes, $1,847/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $645 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.