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Learn about the people, housing, costs and businesses in Porcupine, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Porcupine.
True all-in cost — P&I, taxes, insurance & utilities for homes in Porcupine.
Find and compare lenders active near Porcupine.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Porcupine is approximately 6.959% (6.997% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PorcupineBased on a typical all-in ownership cost of $451/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $19k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Porcupine is $24k/year.
Calculate your buying powerThe largest employment sectors in Porcupine are public administration (26%) and agriculture and mining (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.