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Port Aransas Mortgage Calculator

Estimate your true cost of homeownership in Port Aransas with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$5,067

P&I Payment$4,030

Taxes & Ins$962

Utilities$75

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Mortgage Details

Home Price$771,695

Local Median: $771,695

Down Payment$154,339 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$4,476

Homeowners Ins. / yr$7,064

Include Flood InsuranceOptional

Estimated based on Port Aransas FEMA risk profiles.

Include Est. Utilities$904/yr

Based on DOE LEAD data for Port Aransas.

Monthly$5,067

Monthly Breakdown

Principal & Interest

$4,030

Property Taxes

$373

Homeowners Ins.

$589

Utilities

$75

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$833,313

Local Housing Facts for Port Aransas

·Median home value: $771,695 (adjusted for current market conditions)
·Est. property taxes: $4,476/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $7,064/yr — based on local per-$1K premium rates
·Energy utilities: $904/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Port Aransas?

Based on the local median home value, estimated real estate property taxes in Port Aransas are around $4,476 per year.

What is the average home price in Port Aransas?

The median home value in Port Aransas is currently estimated at $771,695.

How much does homeowners insurance cost in Port Aransas?

For a median priced home, homeowners insurance in Port Aransas averages around $7,064 annually.

What is the true total cost of owning a home in Port Aransas?

True homeownership costs go beyond principal and interest. In Port Aransas, a typical homeowner with a median-priced home of $771,695 can expect to pay roughly $4,476/yr in property taxes, $7,064/yr for homeowners insurance, and $904/yr in energy utilities. That adds approximately $1,037 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.