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Port Arthur Mortgage Calculator

Estimate your true cost of homeownership in Port Arthur with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,263
P&I Payment$711
Taxes & Ins$364
Utilities$188
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Mortgage Details

$133,359
Local Median: $133,359
$26,672 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,263

Monthly Breakdown

Principal & Interest
$711
Property Taxes
$168
Homeowners Ins.
$196
Utilities
$188

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$149,096

Local Housing Facts for Port Arthur

  • ·Median home value: $133,359 (adjusted for current market conditions)
  • ·Est. property taxes: $2,015/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,351/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,259/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Port Arthur?

Based on the local median home value, estimated real estate property taxes in Port Arthur are around $2,015 per year.

What is the average home price in Port Arthur?

The median home value in Port Arthur is currently estimated at $133,359.

How much does homeowners insurance cost in Port Arthur?

For a median priced home, homeowners insurance in Port Arthur averages around $2,351 annually.

What is the true total cost of owning a home in Port Arthur?

True homeownership costs go beyond principal and interest. In Port Arthur, a typical homeowner with a median-priced home of $133,359 can expect to pay roughly $2,015/yr in property taxes, $2,351/yr for homeowners insurance, and $2,259/yr in energy utilities. That adds approximately $552 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.